|
Coverage |
PREMIUM |
GOLD |
|
Electrical System |
 |
|
|
Wiring failure |
 |
 |
|
Switch malfunction |
|
|
|
Receptacle failure |
|
|
|
Breaker panel malfunction |
|
|
|
Fuse panel malfunction |
|
|
|
Central Heating |
|
|
|
Furnace |
|
|
|
Boiler |
|
|
|
Steam heat |
|
|
|
Fan |
|
|
|
Motor |
|
|
|
Controls |
|
|
|
Ductwork |
|
|
|
Heating pipes |
|
|
|
Circulating pump |
|
|
|
Zone controls |
|
|
|
Space or room
heaters |
|
|
|
Emergency Plumbing |
|
|
|
Burst pipes |
|
|
|
Severely leaking connection |
|
|
|
Blocked sewer |
|
|
|
Hot Water Heater |
|
|
|
Tank leak |
|
|
|
Thermostat failure |
|
|
|
Element failure |
|
|
|
Valve breakdown |
|
|
|
Home Owner Insurance Deductable coverage |
|
|
|
Appliances |
|
|
|
Range or oven |
|
 (condo
only) |
|
Fridge |
|
(condo
only) |
|
Built-in microwave |
|
|
|
Built-in dishwasher |
|
|
|
Garbage disposal |
|
|
|
Trash compactor |
|
|
|
Clothes washer |
|
|
|
Clothes dryer |
|
|
|
Built-in vacuum |
|
|
|
Garage door opener |
|