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What is a Home Systems Warranty?

 

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  No one wants to pay for "Extra" stuff ...

But everyone loves 'Free' things ...

Especially 'Valuable' free things ...

Here are 3 ways to ... "Have your Home Systems Warranty and keep your money ... too".
(One of which, your Realtor would rather we kept to ourselves)

 
     
  Buy a House listed For Sale with a Home Systems Warranty included.  
 


Smart Real Estate Agents know a HS-Warranty makes houses more attractive because they're safer. So to get your attention they offer the houses they have Listed for sale, with a HS-Warranty included in the purchase. You don't pay anything extra. Most offer the GOLD One Year plan which covers repairs to the household systems. If you like, you can add extra years (up to 3 in total) and upgrade to the Premium plan which adds coverage for the breakdown and repair of 11 permanent and semi-permanent appliances 
(see coverage list).
 

 
  Deal with a Realtor who has a "Buyer Loyalty Program" that includes a HS-Warranty.  
 
Your Real Estate Agent appreciates your sticking with them through the home buying process, there isn't really much to keep you dealing with them. Many people don't realize how hard the Agent works to help you get what you want and they only get paid if you stay with them all the way to the finish. So to thank you and to encourage your loyalty, many Realtors offer a Home Systems Warranty as a 'Thank You" and an incentive.
 
 
  Buy any house & Ask the Seller to include a HS-Warranty in the homes purchase price.  

 


Just about every Resale
(used) house runs the risk of having breakdowns in its' systems and appliances. The trouble is, you don't know when and you don't know how much it will cost to repair them. Your Home Inspector isn't expected to tell the future or find things that are hidden and may breakdown after you move in, so you've been on your own ... Until Now.

You could buy a HS-Warranty but why not try to negotiate one into the purchase price. After all it's not much to ask for the Seller to provide (or at least pay for) a little reassurance that all will be well with the systems and appliances in the house they are selling you. At the price of houses these days, not having to worry about repair bills for a while is a welcome relief for your already well-stretched bank account.

Right after your Home Inspection is the ideal time to introduce the topic of 'The Seller Paying for a Home Systems Warranty", into your discussions with the Seller. Visit www.HomeSystemsWarranty.com for a list of Approved Warranty Inspectors (or we can get a report from your Home Inspector if you have already had one) who can pre-screen your house for Warranty coverage, as part of their regular inspection process.

Some Realtors are going to resist this, saying things like, "it'll complicates the sale". But they said the same thing about Home Inspections 25 years ago and now every house has one. In some parts of the USA over 90% of home sales have a Home Systems Warranty and for the most part ... the Seller pays for it.
For the most part they just need educating.

 

     
  Couldn't convince the Sellers to include a HS-Warranty in the price.
        - here's the NEXT BEST THING.
 
 


If you must pay for the HS-Warranty yourself, do it the painlessly. There is a way to make the cost all but disappear. Roll it into your mortgage. You don't have to face your new (used) house unprotected. Most bankers like the HS-Warranty protection because it keeps their customers from facing unexpected expenses that can cause distress.

Print off the fee chart and select the coverage that best suits you. Then send or take a copy to your banker or lending institution and tell them you would like to have the HS-Warranty fees included in the mortgage (rolled into the mortgage). The warranty fee is paid at closing from mortgage funds and you move into your new (used) home with all the protection you want.

Warranty covering your Systems & Appliances

... And Peace of Mind.
 

 


Guarantee Insurance Company


Program Directors
Home Systems Warranty


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PREMIUM & GOLD Home Systems Warranty plans
 Insured by Trisura Guarantee Insurance Company
70 York St., Toronto, ON M5J 1S9

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